na INLIS000000000004024 20180916011921 180916||||||||| | ||| |||| || | 978-602-8442-07-7 010-0918004024 id 332.7 332.7 San p C1 Flory Santosa PEDOMAN PRAKTIS MENGHINDARI PERANGKAP UTANG KARTU KREDIT Jakarta Forum Sahabat 2009